Buying a House in Todays Economy Essay Example for Free

Buying a House in Todays Economy Essay The economy can make or break many decisions and on buying a house is a major one to make sure that the economy is in a good state that buying a house is not the right decision. When it comes to the marginal benefit the economy should be at an increase because purchasing the house is not anything that needs to be done but it is something that one wants to do and if the economy is bad then there is not any money available to make the extra purchase of buying a home at that time. Marginal ost in purchasing a house can affect economy by the simple fact of saving money here and there on some things in order to make sure that that they have money available to buy the house. The selling of the products they might have bought will decrease the economies profits. The removal of tax deduction on the mortgage interest affects the housing market because it will cause people to not be buying houses because some see the tax as a cushion for them to be able to get a house that they may not have had a chance to et based on their income. If they do not have a feeling of safety in purchasing a home they will not take the chance. The ways that government spends money on other things and the taxes make a decision a bit harder because a person Just wants to make sure that buying the house will not result in not having any money to do anything else. If the government ends up spending money on things not needed then there will not be enough money in banks and other finance resources that can help a person purchase a home.

A New Species of Whale :: Anthropology Essays Paleontology Papers

Questions Surrounding a New Species of Whale During the month of September in 1998 an amazing and unique discovery was found by a group of scientists when they went out to the Sea of Japan. There, they collected the carcass of a medium sized baleen whale. This was the ninth specimen needed to complete the research on discovering this new species. This species of the baleen whale did resemble the fin whale, another species of the baleen whale. However, this carcass was much smaller in size. After comparing DNA data of the external morphology, osteology, and mitochondrial, scientists were able to classify all they found into a new and different species. This new species, which was named after a Japanese cetologist, H. Omura, has a unique cranial morphology and a small number of baleen plates. Another wonderful discovery was made while doing this research as well, that was that one of the species of baleen whale could actually be classified into two unique species, Eden’s whale and Bryde’s whale. There were thought to be only five species of the baleen whale. But after the new discovery was made the number had risen to eight. This finding, however, raises many questions about animal’s rights. In order for the scientists to get information on this new species they had to murder nine other whales, one ‘accidentally.’ This finding was a great feat for science because it is important to learn as much as we can about a species before they become extinct. The rate in which large aquatic mammals are reaching extinction has been rising. So although there is much to be found and much that has been found about not only the new species of the baleen whale, but also the other two species that have risen to the surface, it was not done without farthing along the extinction process of another species. The scientists claim that the research necessary to compile all the facts regarding the new species of whale did not start until a ninth whale was accidentally killed. However, there were eight other whales, five females and three males, whose death were not accidental. Who were killed for the sole purpose of scientific information. Whose species could all be in danger of extinction. This find was seen as extremely important and necessary because of the rate in which large mammals are becoming extinct.

Unit 6 p7 Health and Social Care

P7- Describe the roles, responsibilities and career pathways of 3 health or social car workers. Social worker: Social workers form relationships with people and assist them to live more successfully within their local communities by helping them find solutions to their problems. Social work involves engaging not only with clients themselves but their families and friends as well as working closely with other organisations including the police, local authority departments, schools and the probation service.Social work can be a stressful career, you need to be well organised as there is a significant level of administrative work – and time management skills are crucial. A social worker is expected to assess, review and maintain records of specific cases, all within certain timeframes whilst achieving set standards of care and providing service users and their families with the help they need. The role and duties of a social worker are broad and varied, but generally they include the provision of guidance and support, with a main focus on allowing the service user to eventually support themselves as much as possible. Similar article: Unit 4 M1A social worker has a specific role and must register with the Social Care Council in order to work as a social worker. Social workers also have to show that they have undertaken the required training and development. There are some tasks that only a registered social worker employed by a local authority may undertake. These include: †¢Undertaking child protection investigations. †¢Undertaking initial, core, foster and adoption assessments. †¢Developing and driving the Child Protection (or CIN) plan. †¢Initiating legal proceedings to apply for a range of orders including admitting children to the care system and placing them for adoption.There are various routes to becoming a social worker, but you will need to gain a professional qualification in social work (usually at degree level) either on a full-time or part-time basis. This is offered at undergraduate and postgraduate master’s level. It is also possible to take a degree cour se combining social work with mental health or learning disability nursing. To become a social worker, you will need a social work degree. The degree course takes 3 years to complete in England, Wales and Northern Ireland – and 4 years in Scotland.Before being accepted onto a social work degree course, you will need to demonstrate that you understand what social work is about and have had some kind of experience in social work or social care. Your previous experience could be paid work experience in a related field such as a carer or it could be voluntary experience within a care or social work setting. It will help you to assess your own strengths and weaknesses, as well as providing an understanding of just what sort of work is involved in a career as a social worker.Demand for social work degree places is extremely high so the better your grades and the quality of your relevant experience, the more chance you will have of gaining a place. To get a place on a social work de gree course in England you will need: A minimum of 5 GCSE's at grade A* to C – two of these MUST be English and Maths †¢You will also need a minimum of 2 A levels At some universities this requirement can be higher. You will need to check the requirements at the university of your choice.Middlesex university, London: Admission to the MA Social Work degree at Middlesex University requires a higher second class honours degree or above (i. e. 2:1 or above). Ability to pass written and numeracy tests at GCSE grade C level (tested as part of the selection process). The university of Northampton: Applicants must have grade C GCSE mathematics and grade C English or equivalent. A typical offer would be 260-300 UCAS tariff points. National Salary Data National Salary Data Salary? 19,196 – ? 32,666 Bonus? 0. 00 – ? 3,013 Total Pay ? 19,166 – ? 37,005The average salary for a Social Worker in the UK is ? 29,074 Midwife: Midwives often describe their job as †˜privileged'. The role they have in preparing women for the delivery of new life makes them a vital presence during all stages of pregnancy, labour and the early postnatal period. The role is demanding and carries plenty of responsibility. More midwives now work in the community, providing services in women's homes, local clinics, children's centres and GP surgeries. There also plenty of opportunities for midwives to work on antenatal, labour and postnatal wards and neonatal units.There are currently no national minimum academic entry requirements for entry into midwifery courses. As a consequence, each higher education institution (HEI) running courses sets its own criteria. All applicants must be able to demonstrate evidence of literacy and numeracy. For numeracy this includes evidence of ability to: Accurately manipulate numbers as applied to volume, weight, and length, (including, addition, subtraction, division, multiplication, use of decimals, fractions, and percentages) to i nclude using a calculator.For literacy this includes evidence of ability to: Read and comprehend (in English or Welsh) and to communicate clearly and effectively in writing to include using a word processor. For entry onto a pre-registration degree programme in midwifery, you will need a minimum of five GCSEs at grade C or above (typically including English language or literature and a science subject), plus two A' levels or equivalent (although in practice, you are more likely to need three A' levels or equivalent). Universities require: (Birmingham city university) †¢GCE A/A2 level 00 UCAS tariff points from a maximum of three A/A2 level passes which must include one of Psychology, Sociology, Biology, Health and Social Care or Human Biology at Grade C or above. A typical offer would be ABC. †¢BTEC Extended Diploma in Health and Social Care Minimum Grade DDD required. †¢GCE AS/A1 level Two subjects accepted with two GCE A/A2 Levels which must include one of Psycholog y, Sociology, Biology, Health and Social Care or Human Biology at Grade C or above. Must achieve a minimum of 300 tariff points. †¢GCE/AVCE Double Award in Health and Social CareGCE/AVCE Double Award with remaining UCAS tariff points from a maximum of one GCE A/A2 Level. The minimum starting salary for newly qualified midwives in the NHS is ? 21,176 at Band 5. Midwives usually progress to Band 6, which starts at ? 25,258, after a minimum of 12 months and a maximum of 24. Subject to attainment within the NHS Career Framework salaries can rise to ? 34,189. The range of typical salaries at senior level, e. g. those managing a team, research or teaching activities, or with specialist knowledge is ? 30,460 – ? 40,157. Physiotherapist:Physiotherapists help and treat people of all ages with physical problems causes by illness, accident and ageing. Physiotherapy is healthcare profession which sees human movement as central to the health and well-being of individuals. Physiothera pist help and treat people of all ages with physical problems caused by illness, accident or ageing. Physiotherapy is a healthcare profession which sees human movement as central to the health and well-being of individuals. Physiotherapists identify and maximise movement potential through health promotion, preventive healthcare, treatment and rehabilitation.The core skills used by physiotherapists include manual therapy, therapeutic exercise. Physiotherapists also have an appreciation of psychological, cultural and social factors which influence their clients. Many physiotherapists work within hospitals. Here they are needed in virtually every department, from general out-patients to intensive care, where round-the-clock chest physiotherapy can be vital to keep unconscious patients breathing. The minimum entry requirements are the same for all degree courses, but due to completion for places, it means that conditional offer for places are set higher than minimum. ou’re requir ed to have 5 GCSEs at grades A-C, which should include maths both English language and literature and a selection of science subjects, and 3 A-levels at grade A-C, which one them should be biological science. National Salary Data National Salary Data Salary? 18,358 – ? 40,716 Bonus? 0. 00 – ? 2,936 Total Pay ? 18,774 – ? 46,724 In 2008, the average salary for this job was ? 27,000. The average salary in 2009 was ? 25,257, The average salary in 2010 was ? 48,743 The average salary in 2011 was ? 28,506

Technology And Its Effect On The Rights Of Copyright

Table of Contents I. Introduction 1 II. The Existing Exceptions are Not Broad Enough 2 III. A Transformative Use Exception Is Needed to Encourage Creative Activity 5 IV. A Transformative Use Exception Would Mitigate the Effects of an Excessive Copyright Term 7 V. A Transformative Use Exception Would Not Harm The Legitimate Interests of Copyright Holders 8 VI. Transformative Use Should Be Covered Under Fair Use Rather Than a Stand-Alone Exception 9 VII. Conclusion 10 I. Introduction In light of the AUSFTA, Australia has significantly amended its copyright legislation to be more in line with American copyright law. However, Australia has yet to adopt American-style fair use doctrine. In Australia, an otherwise infringing use of copyright material can only be fair if the dealing was for one of five specified purposes. American fair use doctrine, in comparison, is more open-ended and not limited to a set of specific purposes. Rather, a test consisting of four non-exhaustive factors is applied on a case-by-case basis for determining whether an impugned use is ‘fair’. The first of the fairness factors is the ‘purpose and character of the use’ which essentially concerns whether the use is transformative. The definition used by the Australian Law Reform Commission (ALRC) is the use of â€Å"pre-existing works to create something new, that is not merely a substitute for the pre-existing work.† In some analyses, whether a use is trans formative has become the key question inShow MoreRelatedDigital Technology And Its Effects On The World1639 Words   |  7 Pageshas experienced vast improvements in technology and what seems as an endless expansion of the Internet, and as a result, laws and legislation have had to evolve was well. Technologists and policymakers exist in â€Å"two worlds, â€Å"two cultures† when it comes to viewing a problem and developing a solution. 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As the number of presses grew in late fifteenth century in England, the authorities started to grant control over the publication of books to a group of printers, called the Stationers’ Company in mid-sixteenth century. The Licensing Act of 1662 confirmed that licensed printers have the right to publish the workRead MoreStrengths And Weaknesses Of Copyright Law716 Words   |  3 Pagesthe top illegal downloaders in the world. Designed to stem this, copyright law is vital in protecting the rights of creators, while simultaneously taking into account the rights of individuals. As of late, reforms are being introduced to address these issues, as the current copyright law has not been effective in deterring online piracy. 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Owners of copyright were concerned that their works would be pirated online, and the existing legal systems in place at the time were insufficient to protect individuals and the industry as a whole. The DMCA was passed in 1998 with the intention of stopping copyright infringers from circumventing anti-piracy protectionsRead MoreFile Sharing Should Not Be Illegal1611 Words   |  7 PagesTechnology, now incorporated into almost every aspect of life, is constantly evolving. Technology being so incorpora ted in daily life has caused some issues to come up in the past; one of the most controversial uses of technology is file sharing. File sharing is the exchange of files over computer networks. These files include all types of media, software, and books. While some file sharing is legal, there are illegal downloads of copyrighted property widely available; there are intense debates aboutRead MoreThe Ethics Of The Copyright System1485 Words   |  6 PagesThe purpose of the copyright system has always been to promote creativity in society and protect the creator’s interests. In applying copyright laws to any creation, three basic guidelines apply. First is the fair return for a creator’s labor, second is â€Å"Fair Use† of the creator’s labor and finally the Progress of Science and useful Arts to further the public good. The application of these three guidelines in litigation for AM Records, Inc. vs. Napster, found that the rights of reproduction, andRead MoreThe Issue Of Unauthorized Downloading And Piracy1259 Words   |  6 PagesCopyright policies have always been an issue throughout history, with the advancement in technology digital piracy being a fairly new phenomenon has made it necessary to reevaluate and update copyright policies to the 21st century. When comparing the Canadian and US copy right and piracy laws it is evident that although there are similarities and differences, the Canadian approach proves to be effective at protecting the owners of the works in the issue of unauthorized downloading and piracy. It